Buying guide
Buy in Montreal
You want to buy in Montreal: here's how to access the best properties before they hit the market.
Contact Alexia500+
Properties sold
2018
Active in the market
6
New construction projects
Full support
Your project deserves more than a Centris search
Most buyers start on Centris and end up overwhelmed. I reverse the process: a strategic meeting first to understand your situation, lifestyle and real objectives. The search comes after, targeted and efficient. You visit less, but better.
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The process
5 steps to buy with confidence
I guide you through every step of the buying process, from the first meeting to key handover.
Start nowBefore starting visits, get pre-approval from your financial institution. I connect you with trusted mortgage brokers to maximize your borrowing capacity and make you stand out to sellers.
During a personalized meeting, I help you identify your priorities: area, property type, budget, lifestyle. This step is essential to targeting the right properties and avoiding wasted visits.
I select properties matching your criteria, including off-market exclusives. I accompany you to every showing and guide you in objectively evaluating each property: condition, potential, real value.
When you find the right property, I prepare a strategic offer: fair price, targeted conditions, competitive positioning. I negotiate every counter-offer to protect your financial interests.
Once the offer is accepted, I coordinate the building inspection, follow up on every condition and work with the notary until final signature. Nothing left to chance.
Before you start
4 questions to ask before buying
Before visiting the first property, I take the time to understand your full situation. These four reflections structure every buying mandate.
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What is your real budget?
Beyond the purchase price: transfer taxes, notary fees, inspection, tax adjustments. The total cost often exceeds the listed price by 3 to 5%. Better to know before falling in love with a property.
Does the location fit your life?
Transit, schools, nearby services and the neighborhood's future trajectory. A good location today protects your investment long-term. Explore neighborhoods
What are your needs in 5 years?
Family, mobility, remote work, investment. A real estate purchase is a long-term commitment: the right questions now avoid unpleasant surprises later. This reflection guides the entire search process.
How is the market in your target area?
Average prices, days on market, supply/demand ratio. I analyze Centris data to position you correctly at offer time: not too high, not too low.
Why me
A decisive advantage at every step
Here is how I concretely help you find the right property and negotiate in your interest.
Access to exclusive listings
Through my network and active presence in premium neighborhoods, I give you access to properties before they are even published on Centris.
Expert negotiation
I analyze each property rigorously to advise you on fair value and position you advantageously with sellers, protecting your interests through every counter-offer.
Complete support
From the first visit to the notary signing, I coordinate every aspect of your transaction: inspectors, notaries, mortgage brokers. One point of contact, start to finish.
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Frequently asked
What you want to know,
clearly explained.
What income do I need to buy a home in Montreal?
The general rule: your borrowing capacity is roughly 4 to 5 times your gross annual income. For a condo around $400,000, an income of $75,000 to $85,000 is often sufficient with a 20% down payment. For a single-family home at $600,000, budget for household income of $110,000 to $130,000. Several factors influence this: current debts, interest rate and available down payment. A mortgage pre-qualification will give you a precise answer for your situation.
What is the average price of a home in Montreal?
In 2025-2026, the median price varies by property type on the island: approximately $420,000 to $460,000 for a condo, $550,000 to $650,000 for a single-family home, and $750,000+ for a plex. These averages vary significantly by neighborhood: a condo in Griffintown will be priced differently than a property in Rosemont or Westmount. I provide a precise analysis of the sector you're interested in.
Will house prices drop in 2026?
Most analysts anticipate price stability in Montreal in 2026, or even slight appreciation in desirable neighborhoods. The drop in benchmark rates since 2024 has re-ignited demand while supply remains constrained. A significant correction is not expected. For qualified buyers, waiting in hopes of a drop can cost more than buying now: every month of renting is a down payment not being built.
Which is the most affordable neighborhood in Montreal?
The most accessible sectors on the island are generally Montreal-Nord, Anjou, Saint-Laurent, LaSalle and Rivière-des-Prairies. Off-island, Longueuil, Laval-Est and certain areas of Brossard offer better value for family properties. That said, affordability evolves quickly. I can identify the sectors that match your budget today.
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